Investment property loans are a type of financing that is specifically designed for borrowers who are looking to purchase a property for the purpose of generating income. These loans, which are also known as rental property loans or investment property mortgages, are provided by traditional banks and other financial institutions, and can be used to finance the purchase of a wide range of income-generating properties, including rental houses, apartment buildings, and commercial properties.

One of the key features of investment property loans is that they typically offer higher loan-to-value ratios than traditional mortgages. This means that borrowers can often finance a larger portion of the purchase price of the property with an investment property loan, which can be especially helpful for those who are looking to purchase a property with a high value.

Up to

85%

LTV - Purchase

85%

LTV - Rate & Term

80%

LTV - CASH OUT

30%

Year Fixed
IO Options

County specific

Price range

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# Apply For Investment Property

Invested Property Loans

Another key feature of investment property loans is that they typically have more flexible qualification requirements than traditional mortgages. This is because the loan is secured by the rental income that the property is expected to generate, rather than by the borrower's personal credit history. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain an investment property loan.

One potential drawback of investment property loans is that they may come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the fact that the borrower is relying on the rental income from the property to make the loan payments. However, for borrowers who are able to qualify for an investment property loan, the higher loan amounts and more flexible qualification standards can make them a good option.

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Testimonials

"Kristin Howard is genuinely helpful, knowledgeable, and accommodating. She went out of her way to assist us not once but three times now. Home purchase, home equity loan to update and upgrade our home, and refinance. VA loans she’s hands down the best!"

"I had the absolute pleasure of working with Kristin Howard on three separate deals, and I can confidently say that she is an incredible professional. Each time, Kristin made the entire process seamless, stress-free, and efficient. Her attention to detail, clear communication…

"I’ve had the pleasure of working with Kristin Howard for the last two years. She has been a substantial asset to My business, No matter the loan size. She is dedicated to her work and Facilitating the process. If One is trying to obtain commercial financing, Residential, Or…

"Outstanding Service and Expertise! I had the pleasure of working with Silvia during my home purchase, and I cannot recommend her highly enough. From the very beginning, Silvia demonstrated exceptional professionalism, expertise, and genuine care for my needs. She took the ti…

"I worked with Silvia she was very knowledgeable and creative! Outstanding experience and highly recommended."

"Groves Capital is truly the best in the country. Their team is exceptional, providing outstanding service with unmatched professionalism. Highly recommended!"

"Kristin Howard & Travis Welfle were amazing. They were very responsive and diligent. Kristin walked me through the whole process and made the experience less stressful than I had anticipated. Thank you!"

"I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."

"John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f…

"We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."

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We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

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Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.