# Mortgage Basics

HELOC Loans

Looking to tap into the equity in your home? Look no further than Groves Capital's HELOC Loan Program.

With our program, you can access the funds you need, when you need them, with flexible repayment options and competitive interest rates. Our HELOC Loan Program is designed to help you make the most of your home's equity, whether you're looking to make home improvements, consolidate debt, or cover unexpected expenses. 

Plus, with our fast and easy application process, you could be approved in as little as 7 days. Contact us today to learn more about how our HELOC Loan Program can help you achieve your financial goals.

    Up to
    85%
    Cash Out
    $20k to $400k
    1 Unit SFR, Condo, PUD
    50%
    Maximium DTI
    5, 10, 15 & 30
    Year
    Options
    Fast 5 to 7 Day
    Closings

    Apply Now!

    # Apply For Home Equity Line Of Credit

    HELOC vs. Regular Home Loans?

    A home equity line of credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity in their home. Equity is the difference between the current market value of the home and the outstanding mortgage balance. With a HELOC, homeowners can access funds up to a pre-approved limit and borrow money as needed, similar to how a credit card works. 

    The interest rate on a HELOC is typically variable and may be based on the prime rate or another benchmark. Homeowners can use the funds from a HELOC for a variety of purposes, such as home improvements, debt consolidation, education expenses, or other major expenses. 

    As with any type of borrowing, it's important to carefully consider the terms and conditions of a HELOC and to only borrow what you can afford to repay.

    Apply Now
    650-200-2304

    Testimonials

    "Kristin Howard is genuinely helpful, knowledgeable, and accommodating. She went out of her way to assist us not once but three times now. Home purchase, home equity loan to update and upgrade our home, and refinance. VA loans she’s hands down the best!"
    "I had the absolute pleasure of working with Kristin Howard on three separate deals, and I can confidently say that she is an incredible professional. Each time, Kristin made the entire process seamless, stress-free, and efficient. Her attention to detail, clear communication
    "I’ve had the pleasure of working with Kristin Howard for the last two years. She has been a substantial asset to My business, No matter the loan size. She is dedicated to her work and Facilitating the process. If One is trying to obtain commercial financing, Residential, Or
    "Outstanding Service and Expertise! I had the pleasure of working with Silvia during my home purchase, and I cannot recommend her highly enough. From the very beginning, Silvia demonstrated exceptional professionalism, expertise, and genuine care for my needs. She took the ti
    "I worked with Silvia she was very knowledgeable and creative! Outstanding experience and highly recommended."
    "Groves Capital is truly the best in the country. Their team is exceptional, providing outstanding service with unmatched professionalism. Highly recommended!"
    "Kristin Howard & Travis Welfle were amazing. They were very responsive and diligent. Kristin walked me through the whole process and made the experience less stressful than I had anticipated. Thank you!"
    "I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."
    "John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f
    "We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."

    # Apply For HELOC

    Why Should You Choose Us?

    We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

    • Customer Focused
    • Minimal Documentation
    • In-Houses Controls
    • Best Loan Services
    Apply Now
    650-200-2304
    About Image 2

    # Apply Now!

    Our Core Purchasing Service

    Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

    Round

    Cal FHA

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    Bankruptcy Discharged

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    Cal Hero

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    Cal STRS

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    FHA 203k Loans

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    FHA Streamline

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    Hybrid ARM

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    Interest Only

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    Reverse

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    Sale Leaseback

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    Second Home

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    VA Irrrl

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    VA Veterans Affairs

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