# Mortgage Basics

FHA Streamline

FHA streamline financing is a type of mortgage refinance transaction that is specifically designed for homeowners who currently have an FHA loan. This type of financing allows borrowers to refinance their existing FHA loan without the need for a lot of the documentation and underwriting that is typically required for a traditional mortgage refinance.

One of the key benefits of FHA streamline financing is that it can provide borrowers with a streamlined and efficient way to refinance their existing FHA loan. Because the lender is already familiar with the borrower and the property, the underwriting and documentation requirements for an FHA streamline refinance are typically much less onerous than for a traditional mortgage refinance.

Up to
NA
LTV - Purchase
97%
LTV - Rate & Term
NA
LTV - CASH OUT
30
Year Fixed
IO Options
County limit
Price range

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# Apply For FHA Streamline

FHA Streamline

Another key benefit of FHA streamline financing is that it can provide borrowers with the opportunity to lower their monthly mortgage payments. By refinancing their existing FHA loan with a new FHA loan with a lower interest rate, borrowers may be able to reduce their monthly mortgage payment and save money over the life of the loan.

One potential drawback of FHA streamline financing is that it may not be available to all borrowers. In order to qualify for an FHA streamline refinance, borrowers must meet certain requirements, such as having an existing FHA loan and being current on their mortgage payments. Additionally, borrowers who have made certain changes to their property, such as adding a second story or converting a garage into living space, may not be eligible for an FHA streamline refinance.

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"Kristin Howard is genuinely helpful, knowledgeable, and accommodating. She went out of her way to assist us not once but three times now. Home purchase, home equity loan to update and upgrade our home, and refinance. VA loans she’s hands down the best!"
"I had the absolute pleasure of working with Kristin Howard on three separate deals, and I can confidently say that she is an incredible professional. Each time, Kristin made the entire process seamless, stress-free, and efficient. Her attention to detail, clear communication
"I’ve had the pleasure of working with Kristin Howard for the last two years. She has been a substantial asset to My business, No matter the loan size. She is dedicated to her work and Facilitating the process. If One is trying to obtain commercial financing, Residential, Or
"Outstanding Service and Expertise! I had the pleasure of working with Silvia during my home purchase, and I cannot recommend her highly enough. From the very beginning, Silvia demonstrated exceptional professionalism, expertise, and genuine care for my needs. She took the ti
"I worked with Silvia she was very knowledgeable and creative! Outstanding experience and highly recommended."
"Groves Capital is truly the best in the country. Their team is exceptional, providing outstanding service with unmatched professionalism. Highly recommended!"
"Kristin Howard & Travis Welfle were amazing. They were very responsive and diligent. Kristin walked me through the whole process and made the experience less stressful than I had anticipated. Thank you!"
"I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."
"John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f
"We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."

# Apply For FHA Streamline

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