# Mortgage Basics

Hero Mortgage

Groves Hero Mortgage is a real estate reward savings program for Firefighters, Police Officers, Teachers, Nurses and Veterans. Our Hero Mortgage program is intended to help meet the needs of the state's first responders and teachers by providing no down payment and low interest rate loans. 

Loans may be used to purchase or refinance home purchases with limited cash-out, completely or partially fund your college education expenses and consolidate student loans.

Hero Program down payment and closing cost assistance program varies by region for first time homebuyers. 

  • Some loan programs offer up to $10,000 for downpayment and up to $5,000 for closing costs. 
  • In order to qualify for a Hero loan you must be buying a home in one of the designated areas.

To find out if you qualify for this amazing loan please contact one of our trained loan officers and we can help you with the application process today!

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

Apply Now

# Apply For Hero Mortgage

Hero Loans vs. Conventional Home Loans?

Our Hero Mortgages start at 1% down and fully include the Closing Cost Program to all qualified borrowers. 

Qualified homebuyers who use their Hero Mortgage online application can receive up to a $6,000.00 down payment and closing cost assistance loan in one easy step!

Apply Now
650-200-2304

Testimonials

"Kristin Howard is genuinely helpful, knowledgeable, and accommodating. She went out of her way to assist us not once but three times now. Home purchase, home equity loan to update and upgrade our home, and refinance. VA loans she’s hands down the best!"
"I had the absolute pleasure of working with Kristin Howard on three separate deals, and I can confidently say that she is an incredible professional. Each time, Kristin made the entire process seamless, stress-free, and efficient. Her attention to detail, clear communication
"I’ve had the pleasure of working with Kristin Howard for the last two years. She has been a substantial asset to My business, No matter the loan size. She is dedicated to her work and Facilitating the process. If One is trying to obtain commercial financing, Residential, Or
"Outstanding Service and Expertise! I had the pleasure of working with Silvia during my home purchase, and I cannot recommend her highly enough. From the very beginning, Silvia demonstrated exceptional professionalism, expertise, and genuine care for my needs. She took the ti
"I worked with Silvia she was very knowledgeable and creative! Outstanding experience and highly recommended."
"Groves Capital is truly the best in the country. Their team is exceptional, providing outstanding service with unmatched professionalism. Highly recommended!"
"Kristin Howard & Travis Welfle were amazing. They were very responsive and diligent. Kristin walked me through the whole process and made the experience less stressful than I had anticipated. Thank you!"
"I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."
"John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f
"We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."

# Apply For Hero Mortgage

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
Apply Now
650-200-2304
About Image 2

# Apply Now!

Our Core Purchasing Service

Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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VA Veterans Affairs

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