# Apply For Refinance

Non-QM Refinance

Non-QM refinance is a type of mortgage refinance transaction that is designed for borrowers who may not qualify for a traditional mortgage. These loans, which are also known as non-qualifying mortgage refinance or non-QM refinance, are provided by specialized lenders who have experience with providing financing to borrowers who may not meet the strict qualification requirements of traditional mortgage lenders.

One of the key benefits of non-QM refinance is that it can provide access to financing for borrowers who may not qualify for a traditional mortgage. This can be especially helpful for borrowers who may have a low credit score, a high debt-to-income ratio, or other factors that would prevent them from qualifying for a traditional mortgage.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

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# Apply For Nom-QM Refinance

Non-QM Refinance

Another key benefit of non-QM refinance is that it can provide borrowers with more flexible repayment terms than traditional mortgages. This can be especially helpful for borrowers who may need a longer repayment period or more flexible payment options in order to afford their monthly mortgage payments.

One potential drawback of non-QM refinance is that it can be more expensive than traditional mortgage refinance. This is because non-QM refinance is considered to be riskier by lenders, due to the fact that the borrower may not meet the strict qualification requirements of a traditional mortgage. As a result, non-QM refinance may come with higher interest rates and other costs than traditional mortgage refinance.

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650-200-2304

Testimonials

"Kristin Howard is genuinely helpful, knowledgeable, and accommodating. She went out of her way to assist us not once but three times now. Home purchase, home equity loan to update and upgrade our home, and refinance. VA loans she’s hands down the best!"
"I had the absolute pleasure of working with Kristin Howard on three separate deals, and I can confidently say that she is an incredible professional. Each time, Kristin made the entire process seamless, stress-free, and efficient. Her attention to detail, clear communication
"I’ve had the pleasure of working with Kristin Howard for the last two years. She has been a substantial asset to My business, No matter the loan size. She is dedicated to her work and Facilitating the process. If One is trying to obtain commercial financing, Residential, Or
"Outstanding Service and Expertise! I had the pleasure of working with Silvia during my home purchase, and I cannot recommend her highly enough. From the very beginning, Silvia demonstrated exceptional professionalism, expertise, and genuine care for my needs. She took the ti
"I worked with Silvia she was very knowledgeable and creative! Outstanding experience and highly recommended."
"Groves Capital is truly the best in the country. Their team is exceptional, providing outstanding service with unmatched professionalism. Highly recommended!"
"Kristin Howard & Travis Welfle were amazing. They were very responsive and diligent. Kristin walked me through the whole process and made the experience less stressful than I had anticipated. Thank you!"
"I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."
"John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f
"We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."

# Apply For Nom-QM Refinance

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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650-200-2304
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# Apply Now!

Our Core Refinancing Service

Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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Commercial Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Qualified Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Investor Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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