• Let’s Fund Your Next Ground Up Project!

Ground-Up Construction

Kickstart your next build with flexible construction financing. Our lending experts are ready to help you turn your vision into reality. Fill out the form below to get started.

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650-200-2304
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Up to
9.99%
Rates From*
90%
LTC
12-24
Months I/O
100%
Build Cost
$100k up to $2M

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Why Choose Our Ground-Up Construction Loans?

LiButti Capital’s Ground-Up Construction loans are designed for investors who need reliable, flexible funding to launch their next project. With competitive terms and up to 100% of construction costs covered, our financing solutions make it easier to start building with confidence.

Whether your goal is to build properties for sale or for long-term income, our simplified approval process ensures you can focus on what matters most—delivering your vision.

Apply Now
650-200-2304
  • Simple Qualifications for DSCR Lending

Are We a Good Fit?

Our Fix and Flip loans are crafted to provide flexible, reliable financing for investors focused on short-term renovations and resales. To qualify, you’ll need:

Qualifications for Ground-Up Construction Lending

  • Experience

No prior experience required.

  • Credit Score

Minimum of 660

  • Liquidity/Reserves

10% down payment with 1–3 months of reserves

  • Property Type

Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.

  • Loan-to-Cost (LTC)

Financing available for up to 100% of project costs.

  • Additional Requirements

Non-owner-occupied properties.

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650-200-2304

  • Key Loan Terms for Real Estate Investors

Ground-Up Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Ground-Up Construction Loan
Experience Required
Any
Minimum Credit Score
660
Liquidity/Reserves
10% Down, 1–3 Months Reserves
Prepayment Penalty
Optional
Closing Timeline
7 to 10 Days
Draw Schedule
24–48 Hours
Rate
9.99%+
Loan-to-Value (LTV)
75%
Loan-to-Cost (LTC)
Up to 90%
Loan Term
12–24 Months Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$100,000 to $2,000,000
Product Specifics
Non-owner-occupied, up to 100% construction costs
Number of Units
1–4 Units
Apply Now
650-200-2304

Your Trusted Partner for Construction Lending

  • Simplified Process: Navigate the lending process with ease, so you can focus on your build.
  • Fast Closings: Avoid delays with quick approvals and closings, typically within 7–10 days.
  • Flexible Financing: Access up to 100% of construction costs with terms tailored to your needs.
  • Expert Guidance: Work with a team that understands the unique demands of real estate construction.
Apply Now
650-200-2304