• Fund Your Next Investment Property!

Hard Money

Get hard money financing built for speed and flexibility. Whether you're flipping a property or seizing a time-sensitive deal, our fast approvals and straightforward terms help you close quickly and boost your returns.

Apply Now
650-200-2304
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Up to
9.99%
Rates From*
85%
LTC
5 Days
Day Close
12-24
I/O Option
$100k up to $3M
No Appraisal Required

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Why Choose Our Hard Money Loans?

LiButti Capital’s Hard Money loans are built for real estate investors who need fast, reliable funding for short-term projects. We offer financing with up to 100% of rehab costs covered, giving you the flexibility to move quickly and manage expenses with confidence. From acquisition to resale, our streamlined process delivers the speed and support you need to stay competitive and maximize returns.

Apply Now
650-200-2304
  • Simple Qualifications for Hard Money Lending

Are We a Good Fit?

Our Hard Money loans are tailored for real estate investors taking on short-term renovation and resale projects. Designed for speed and flexibility, these loans make it easy to move fast on high-potential deals. 

Simple Qualifications for Hard Money Lending

  • Experience

First time investor OK

  • Credit Score

Minimum of 660

  • Liquidity/Reserves

15% down payment with 3 months of reserves.

  • Property Type

SFR, Condo, Townhome, 1–8 Units

  • Loan-to-Cost (LTC)

Financing available for up to 100% of rehab costs.

  • Additional Requirements

Non-owner-occupied properties.

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Hard Money Calculator

Calculate total project cost, financing, LTV, potential profit, and ROI.

  • Key Loan Terms for Real Estate Investors

Hard Money Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Hard Money
Experience Required:
First time investor OK
Minimum Credit Score:
660
Liquidity:
15% Down
Reserves:
3mo. Reserves
Prepayment Penalty:
None
Closing Timeline:
5 Days
Draw Schedule:
N/A
Rate:
9.99%
Loan-to-Value LTV:
85%
Loan-to-Cost (LTC):
N/A
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–8 Units
Loan Amount Min:
$100k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
1 to 8 Units
Apply Now
650-200-2304

Your Partner for Hard Money Success!

  • Streamlined Process: Access funding quickly and efficiently to meet tight deadlines.
  • Fast Closings: Close in as little as 5 days, so you never miss an opportunity.
  • Flexible Funding: Cover acquisition and rehab costs with up to 100% financing.
  • Experienced Team: Work with experts who understand the unique demands of fix-and-flip projects.
Apply Now
650-200-2304