• Reliable Financing for Real Estate Investors

Long Term Rental

Investor-focused financing designed for long-term rental properties. Our DSCR loans provide quick approvals, flexible terms, and a hassle-free process, making it easier to expand your portfolio or refinance your investments. Fill out the form below to take the next step.

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650-200-2304
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Up to
6.75%
Rates From*
80%
LTV
12
Day Close
30, 40yr
I/O Option
$75k up to $2M

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Why Choose Our Long-Term Rental Loans?

LiButti Capital’s Long-Term Rental (LTR) loans are crafted specifically for real estate investors seeking to generate stable rental income. Designed for properties with long-term tenants, these loans provide competitive rates, flexible terms, and a simple approval process.

Whether you’re expanding your rental portfolio or refinancing an existing property, our LTR loans ensure you have access to reliable capital to support your investment goals.

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650-200-2304
  • Tailored for Real Estate Investors

Are We a Good Fit?

Our Long-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:

Qualifications for Long-Term Rental Lending

  • Experience

First Time Home Buyer Allowed

  • Credit Score

Minimum of 660

  • Liquidity/Reserves

20% down payment with 1–3 months of reserves.

  • Property Type

Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.

  • Loan-to-Value (LTV)

Financing available up to 80% of property value.

  • Additional Requirements

Non-owner-occupied properties, no seasoning requirement, blanket loan options available, and rural properties accepted.

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650-200-2304

  • Key Loan Terms for Real Estate Investors

Long-Term Rental Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
DSCR Loan
Experience Required
First Time Home Buyer Allowed
Minimum Credit Score
660
Liquidity/Reserves
20% Down, 1–3 Months Reserves
Prepayment Penalty
Optional
Closing Timeline
10 to 14 Days
Rate
6.75%
Loan-to-Value (LTV)
80%
Loan Term
30, 40 Years or Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$75,000 to $2,000,000
Product Specifics
Non-owner-occupied, no seasoning requirement, blanket loan options, rural allowed
Number of Units
1 to 4 Units
Apply Now
650-200-2304

Experience Financing Tailored for Long-Term Success

  • Simplified Process: Our easy-to-follow loan process ensures efficiency and transparency.
  • Fast Closings: Avoid delays with our quick and reliable funding process, typically completed within 10–14 days.
  • Investor-Centric Expertise: We understand the unique needs of real estate investors and provide customized solutions.
  • Trustworthy Partnerships: With a focus on integrity and communication, we ensure a stress-free lending experience.
Apply Now
650-200-2304