• Purchase Or Refi 50%+ Mixed Use Properties

Mixed Use Commercial

Get fast, flexible financing for your mixed-use commercial property. With just one year of holding experience, a 700 credit score, 25% down, and six months of reserves, you can qualify for competitive terms tailored to your investment goals. 

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650-200-2304
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Up to
7.99%
Rates From*
75%
LTV
14-22
Day Close
30
I/O Option
$100k up to $3M
Mixed Use 2-8 Units | 50%+ Residential

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Our Mixed Use Commercial Loans?

At LiButti Capital, we offer tailored financing for mixed-use commercial properties where 50% or more of the space is income-generating.

Whether you're focused on rental income, value-add improvements, or long-term appreciation, our loans deliver competitive rates, flexible terms, and a fast, investor-friendly approval process. We make it easier to scale your portfolio and maximize returns with reliable capital built around your strategy.

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650-200-2304
  • Tailored for Real Estate Investors

Are We a Good Fit?

Our Mixed-Use Commercial loans offer flexible financing for properties with both residential and commercial components. Ideal for acquisition or refinance, these loans are built for investors focused on cash-flowing assets. 

Qualifications for Short-Term Rental Lending

  • Experience

1 Year Holding Experience

  • Credit Score

Minimum of 700

  • Liquidity/Reserves

25% down payment with 6 months of reserves.

  • Property Type

50%+ commercial / residential split

  • Loan-to-Value (LTV)

Up to 65% of property value for rate & term.

  • Additional Requirements

Non-owner-occupied properties, no seasoning requirement, blanket loan options available, and rural properties accepted.

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  • Key Loan Terms for Real Estate Investors

Mixed Use Commercial

Transparent and Investor-Focused Loan Terms

Product Type
Mixed Use Commercial
Experience Required:
1 Year Holding Experience
Minimum Credit Score:
700
Liquidity:
25% Down
Reserves:
6mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
14 to 22 Days
Draw Schedule:
N/A
Rate:
7.99%
Loan-to-Value LTV:
75% Purchase | 65% Cash Out / Rate Term
Loan-to-Cost (LTC):
N/A
Loan Term:
30 Year or Interest Only
Asset Types:
Mixed Use 2-8 Units | 50%+ Residential
Loan Amount Min:
$450k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
2 to 8 Units
Apply Now
650-200-2304

Your Trusted Partner in Real Estate Lending

  • Investor-Focused Expertise: We understand the unique challenges and opportunities in real estate investing.
  • Simplified Process: Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
  • Quick Closings: We know timing matters. Our team ensures efficient closings, typically within 10–14 days.
  • Tailored Solutions: From application to funding, we deliver loan options designed to meet your specific needs.
Apply Now
650-200-2304