• Invest in Multi-Family Properties

Multi-Family 2 to 4 Unit

Unlock tailored financing solutions for your 2 to 4-unit investment properties. Our investor-focused approach ensures flexible terms and quick approvals to help you achieve your real estate goals. Complete the form below, and our lending experts will reach out to discuss your project.

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650-200-2304
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Up to
6.75%
Rates From*
80%
LTV
10-14
Day Close
30, 40yr
I/O Option
$75k up to $10M

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Why Choose Our Multi-Family 2-4 Unit Loans?

At LiButti Capital, we provide specialized lending solutions for investors looking to grow their portfolios with multi-family properties. Designed for real estate professionals focused on rental income or value-add investments, our loans combine competitive rates, flexible terms, and a streamlined approval process.

Our investor-focused approach ensures you receive reliable, hassle-free financing that helps you maximize returns while expanding your property holdings.

Apply Now
650-200-2304
  • Tailored for Real Estate Investors

Are We a Good Fit?

Our Multi-Family loans, structured as DSCR products, provide flexible financing for investors looking to acquire or refinance 2 to 50-unit residential properties. To qualify, you’ll need:

Qualifications for Short-Term Rental Lending

  • Experience

No prior experience required.

  • Credit Score

Minimum of 660

  • Liquidity/Reserves

20% down payment with 1–3 months of reserves.

  • Property Type

Multi-family residential properties with 2 to 50 units.

  • Loan-to-Value (LTV)

Financing available up to 80% of property value.

  • Additional Requirements

Non-owner-occupied properties, no seasoning requirement, blanket loan options available, and rural properties accepted.

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  • Key Loan Terms for Real Estate Investors

STR Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
DSCR Loan
Experience Required
First time home buyer allowed
Minimum Credit Score
660
Liquidity/Reserves
20% Down, 1–3 Months Reserves
Prepayment Penalty
Optional
Closing Timeline
10 to 14 Days
Rate
6.75%
Loan-to-Value (LTV)
80%
Loan Term
30, 40 Years or Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$75,000 to $2,000,000
Product Specifics
Non-owner-occupied, no seasoning requirement, blanket loan options, rural allowed
Number of Units
1 to 4 Units
Apply Now
650-200-2304

Your Trusted Partner in Real Estate Lending

  • Investor-Focused Expertise: We understand the unique challenges and opportunities in real estate investing.
  • Simplified Process: Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
  • Quick Closings: We know timing matters. Our team ensures efficient closings, typically within 10–14 days.
  • Tailored Solutions: From application to funding, we deliver loan options designed to meet your specific needs.
Apply Now
650-200-2304